How to Send Money to China: 5 Services You Can Use in 2025

Sending money to China sounds simple, but once you factor in fees, exchange rates, transfer limits, and local payment rules, it can quickly get confusing. Some services work well for personal transfers, others are built for businesses, and not all of them support the same payment methods in China.

In this video, Vincent, Payments Manager at Statrys, walks through five reliable services you can use in 2025 to send money to China. He explains how each option works in practice, who it’s best suited for, and where the trade-offs are, especially when it comes to business payments versus personal transfers.

Whether you’re paying Chinese suppliers, supporting family, or comparing costs across platforms, this guide helps you understand what actually matters before choosing a provider.

Key Takeaways

• Five practical services you can use to send money to China in 2025
• Which options are suitable for personal transfers versus business payments
• How fees and exchange rates differ between providers
• When flat fees matter more than percentage-based pricing
• Why RMB, CNY, and CNH are not the same thing
• What China’s USD 50,000 FX limit means in practice
• How businesses paying suppliers in China can reduce FX costs and friction