Fintech vs Traditional Banks: Which Is Better for Your Business?

Traditional banks have shaped business finance for centuries. Fintech has done it in just over a decade. The result is a very real choice that founders now face when opening and managing a business account.

In this video, Bertrand Théaud, founder of Statrys, compares fintech providers and traditional banks from the perspective of a business owner. He explains where banks still make sense, where they fall short, and why fintech has become the default option for many modern, internationally focused companies.

Rather than pushing a one-size-fits-all answer, this episode helps you understand which option actually fits your business stage, operating model, and growth plans.

Key Takeaways

• How traditional banks typically operate for business accounts
• The real strengths banks still offer for established companies
• Why fintech platforms are faster, cheaper, and more flexible
• Differences in onboarding speed, fees, and daily usability
• When credibility with a tier-1 bank still matters
• Why international businesses often choose fintech first
• How digital tools change payments, FX, and accounting workflows
• What type of business benefits most from each option